2012 Lexus FX 460

2012 Lexus FX 460: the luxury SUV car we will very soon coming of luxury car in 2012. the Lexus will launch GX 460 luxury SUV in early 2012. GX 460 luxury SUV will not much different from previous type. However, there would be little change of color, chrome body side accents, and little change on the rear and from wheel design looks more elegant.

Lexus FX 460

As quoted Autoevolution on Thursday (Aug 18, 2011), Division of Toyota North America said, regarding the engine, the Lexus GX 450 fixed using 4.6 liter V8 engine the produces 301 horsepower at 5,500 rpm and 329 lb-ft of torque peaks at 3500 rpm. This machine is still working with six-speed electronically controlled automatic.

In addition, these cars also use one-touch power windows by using an automated tool to minimized the noise when the passenger to close the window. Instrument panel is made of a single metal element gauges and instruments in the design of this car has traditionally been to make it more functional and user-friendly course.

Meanwhile, the GX 460 interior fitted seat headrests and arms using soft leather and the stitching is neat and blended with a touch of wood, giving the feel of luxury in the interior of this car. The best news is now you can have your own car by Auto Loan and finance you in low interest.

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How to buy Car Insurance?

Many articles, news, information gives shown us how really important having insurance policy. Now, the question is how to buy car insurance?

When it comes time to buy car insurance in Texas, you will need to decide whether to buy car insurance direct from the insurer, or to buy car insurance online. Both methods can have benefits, and what you choose to do will depend largely on what you’re looking for and also how you like to conduct your search. In consideration with you convenient. One unique situation you may find yourself in is the need to buy auto insurance without a car. If you’re in this position, you will definitely want to hunt for bargains, as you shouldn’t be charged as much if you only rent or drive a vehicle occasionally.

Buying Car Insurance Directly - When you buy car insurance directly from the insurer, you usually either visit the office in person or call over the phone. This method to buy car insurance is more personal, and may help you to form a better understanding of how the insurance company deals with its customers. In a way, when you call for a quote, you are testing out the customer service the company offers. If you get bad service during your first call, you’ll know to go elsewhere. What are the drawbacks of purchasing insurance directly? For one thing, it takes a lot more time and work to compare companies in person or on the phone. It is also harder to get a good visual idea of the benefits and drawbacks of each company.

Why Buy Car Insurance Online? - There are two main benefits when you buy car insurance online. Buying Auto insurance online or auto insurance quotes give you easy queries in just a few minute. There are some car insurance companies which are completely online-based; these companies can save you money when you buy car insurance because they save enough on overhead to drop their rates. The other main reason to buy car insurance online is that researching online is fast compared to researching in person and over the phone. The internet gives you access to reviews which you can cross reference, and there are sites which let you compare quotes with no obligation while you search for the cheapest rates and the best coverage. Buy Car Insurance
e companies, but also major insurance companies like Geico or Amica. You can get quotes instantly, and may be approved to buy car insurance within 24 hours. What should you be looking for when you buy car insurance online or offline? You want something cheap, but that can come as much in the form of discounts as base rates. Aim to get a discount for being a good driver with a solid record and for driving conservatively. Insurance companies define this as driving under a certain mileage threshold every year, or not driving your car to work. You can also be rewarded for participating in carpooling when you buy car insurance. You might get a discount for good grades or a high education level, or for keeping your car safe and secure when you’re not driving it. There are no longer discounts for women in Europe, and there have never been in America. Rates for men and women are supposed to be the same. There may be discounts for your age though when you buy car insurance. Make sure that an insurance company has good customer service before you buy car insurance, even if you are applying online. Bad customer service is never worth it, even at a good rate. That good rate could quickly be raised on you, and before you know it, you may be losing money on what previously seemed like a good deal. Paying a little extra for good service can really add up in the long run.

How to Buy Auto Insurance in Texas
There’s really nothing all that special about how to buy car insurance in Texas. It’s no different from purchasing insurance in Massachusetts, California, New Jersey, or elsewhere. To buy auto insurance in Texas, look up auto insurance in the city where you’re located with a query like, “Auto Insurance in Houston, TX,” and see what comes up. You can also try your local Yellow pages. You will have to pick an insurer who can cover the minimum liability of 30/60/15 as required by the state for all drivers. With all the important criteria in mind, you can now buy car insurance in Texas.

Why Buy car Insurance Without a Car?
You may be wondering why you’d want to buy auto insurance without a car. This would seem like a waste of money, right? The fact is though, if you have a license, even if you’re without a car, you should consider gevting )nsurance, at least if you’re going to be driving cars, and possibly even if you aren’t. The reasons to buy auto insurance without a car if you do drive are fairly obvious. The auto insurance will protect you if you get in an accident. While a “non-owners” policy isn’t as comprehensive as others in most cases, it’s still better than nothing if you should need it. So why would you want to buy car insurance if you don’t drive a motor vehicle at all? If you’re ever planning to drive again, or if you ever think you might drive again for whatever reason, you should be aware that your insurance rates will go up if there’s a gap in your coverage, even though you don’t have a car. While it probably wouldn’t save you money to get “non-owners” insurance during the gap in your driving if the gap is going to be long, doing it during a shorter gap could keep your rates from going up again later. “Non-owners” policies are usually pretty cheap. You can really only make this decision by doing the math yourself and seeing what will be best for you. Look into it for sure before dismissing it outright! When you buy car insurance, whatever situation you’re in, your first step is to do your homework! Learn everything you can about a company and its rates and policies before you commit. Once you’ve informed yourself, you’ll be able to make the best decision.

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Why Is Auto Insurance Important?

Why does we need Auto Insurance? Auto insurance protects you from being financially responsible for an accident, but you're required to pay monthly premiums to keep the insurance. By law you must have car insurance if you want to drive on the road and without it you can be fined, lose your license, go to jail and also be sued depending on the seriousness of the accident you caused. Even if you're pulled over without car insurance you can be fined though which means you must have and maintain auto insurance.

There are lots of companies that offer auto insurance and you'll need to research which is the best option for your specific needs. Auto insurance has many different types of policies and coverage so you need to make sure when you buy your car insurance that the policy makes sense for you. One thing you want to make sure of is that the monthly premium will fit into your budget and also that you're getting the right amount of coverage for your vehicle. Don't get to much coverage but also don't get too little coverage, there is a very fine line between the two and you'll need to determine which is suitable for your vehicles.

Typically if you get into a car accident and you're at fault then you need to put the claim through your insurance. This will mean that your insurance company will pay the damages to the vehicles and also any medical expenses that anyone faces, if any. Without car insurance it makes you liable for the damages and medical bills and this is where it gets very serious. You can be sent to jail for injuring someone in an accident without any insurance and you will most definitely be sued by the family. This will often result in you losing everything you own.

Car insurance isn't a joking matter and is one of the most important insurance policies you need. It's also one of the insurance policies that are mandatory to have while driving. Having car insurance is also necessary to have in case somebody hits your vehicle. If someone hits your vehicle and you don't have insurance then they won't be liable for paying any damages to you.

As you can tell having car insurance benefits you in a lot of ways and also gives you a feeling of safeness while out on the road. It's always better to drive focused and not sub-cautiously have to be thinking about the fact you're driving without insurance. Car insurance can be bought for very affordable monthly premiums and offer great coverage, you just need to do a bit research beforehand so that you can find the best deal. There ms highly competitive competition in this industry and there are many companies fighting for your business. Decide on a budget savvy auto insurance policy and I guarantee you'll be saved a lot of hassles and unnecessary fines. You'll also be ensured that you won't be financially accountable for any damages to people or vehicles as your insurance will cover you. By: Brenda Williams

Auto Insurance an Introduction to Insurance Quote

Introduction of Insurance: it is a seek management framework primarily victimized to hedgerow against the venture of a contingent, undetermined sum that may be suffered by those individuals or entities who love an insurable percentage in tight resources, by transferring the alternative of this amount from one involved organism, persons, or entity to another. The scarce resources referred to here pitch into tierce divisions: human-like resources, financial resources, and top, or tangible resources. In the discourse of Insurance, tight resources are also noted as “exposures,” because they are “unprotected” to perils, those things, or forces, which reason state or reduction, in the quality, or duration, of an unprotected ingenuity.

Effects Of Insurance

Contract can influence the chance of losses finished virtuous hazard, protection chicane, and deterrent steps by the protection fellowship. Contract scholars make typically old temperament peril to research to the hyperbolic failure due to unintentional non-achievement and good danger to intend to enlarged seek due to intentional neglect or indifference. Insurers activity to speech carelessness finished inspections, contract provender requiring certain types of fix, and mathematical discounts for expiration palliation efforts. 

Auto/Car Insurance

Principal article: Vehicle shelter

A wrecked vehicle in Kobenhavn

Machine insurance protects the policyholder against financial disadvantage in the circumstance of an incident involving a container they own, specified as in a reciprocation collision.

Reportage typically includes:

Holding coverage, for damage to or theft of the car;

Bad sum, for the legitimate orbit to others for bodily harm or object wrongdoing;

Scrutiny reporting, for the outlay of treating injuries, rehabilitation and sometimes gone wages and funeral expenses.

Now a growing number of automobile insurance products on offer. Therefore, the principle carefully before buying, need to be applied, so as not to regret later. Before deciding to choose one of several auto insurance products are offered:

1. Determine the type of insurance coverage desired. Overall production, but you need to take into account the economic side.


2. Do not be fixated on the sized of the premium to be paid. See the company's credibility, especially in terms of services, claims handling and financial capacity.


3. Many insurance companies are credible and bona-fide, thought without the support of re-insurance companies. But there's no harm in finding out the track record of re-insurance company(if any).


4. Does the company provide additional benefits, such as 24-hours claims service, free towing most of all online services.


5. It is better you see the company's partner shop network. How much, where it is located and how the quality of the workshops.


6. Understand exactly anything what your rights and obligations. What should you do and what should not. Are there any exceptions in the policy contract, what are the pros and cons covered?

We hope this simple tips about choosing the best car insurance will give assurance and insurance to you. Drive safe always.

Aprilia RS125 tpz motorcycle

Naked power, which has evolved over the last 30 years, has made the Aprilia Motorcycle the name to contend with in the world of two-wheeled power racing and high performance motorcycles. It has been an awarded outstanding for its endurance and performance. Teaming up with one of the most outstanding riding talents in recent times Max Biaggi they have notched up ten victories, four doubles wins, and another four podiums.

This year of hallmarks has made Biaggi to be the first Italian in motorcycling history to be the rider world champion. It also made proud Aprilia to the foremost place in the standings of WSBK manufacturing. Currently the Aprilia-Biaggi duo have contracted to tie the 2010 World Superbike Champion in the 250 Moto GP class to the Aprilia mean machine which helped him get there for a period of two years.

Aprilia RS125

Aprilia history started in 1968 with a 50cc gold and blue motorcycle. The next major change was the outsourcing of the engines to Rotax in 1985 with the launching of the 125 SX and the 350 STX happening in the same year. The first road racing victory was recorded for Aprilia in 1987 when Loris Reggiani made history by winning the grand prix. The evolving into a high performance power machine occurred rapidly from here onwards. In 1988 the TRX312M trials bike became the first Aprilia Motorcycle to be imported into he U.S. In 1995 the two strokes RS125 was released. The Apriiia - Biaggi joint world championship history started out in 1997. Piaggio purchased Aprilia in 2004.

Today Aprilia motorcycle is the only non-Japanese manufacturer with a complete range of two-wheeled vehicles and boasts as Europe’s largest producer. It is not just a market leader any more but the motorcycle brand, which is the most prestigious in the racing circuits of the world. As everyone's first thought to have and quote for Aprilla RS125. Always bear in mind drive safe, next into consideration be sure to have your Aprilla motorcycle insurance policy.

Are You Paying Too Much For Your Motorcycle Insurance?

Why is it important to have your motorcycle insured? Motorcycles are unique compares to automobiles due to their incredible speed, and the lack of protection that is afforded to the operator. Most of motocrossers and riders should always first initiative on insuring that they have motorcycle insurance policy. Additionally, many motorcycle owners are younger people with less driving experience. For these reasons, insurance companies are very careful when pricing motorcycle insurance.

You can control several factors that can make you a more favorable candidate for motorcycle insurance in the eyes of an insurance company.

motocross – the Suzuki RM-Z450

AGE - when buying any insurance,  age is most the basis of a policy plan. Minors are higher rates than any age category. A recommended method to save on your insurance premium is to wait until you are beyond those ages, which can significantly reduce motorcycle insurance premiums.

DRIVING EXPERIENCE - If you are a new operator of a motorcycle, most insurance companies need to know this which will adjust your premium accordingly. New drivers operators are a bigger risk to insurance companies as they are more likely to have accidents. If you are a new owner or operator of a motorcycle, the only way to circumvent this is to shop around at various insurance companies to find the best rate.
YOUR RECORD - A rule that applies to any motor vehicle operation is to be a safe driver. Your driving record is one of the first things that an insurance company will look at when evaluating you as a candidate for insurance. Speeding violations, traffic accidents, and insurance claims are three factors that play heavily into an insurance companies evaluation of you. By avoiding these things, you make yourself more attractive to an insurance company.

With some insurance companies, your accident history may have less of an impact on your candidacy if the accident history was in an automobile rather than on a motorcycle. Again, shopping around at different insurance companies is the best way to circumvent this issue.

LOCATION - Many people do not realize that the town where you live may have an impact on the insurance premiums that you pay. If you live in a highly populated town or city, the likelihood that you will encounter other drivers increases. This means that the chances of an accident occurring also increase. If you live in a rural area, you will have less contact with other vehicles, which may mean that you are relatively safer, however you may also live in an area where spged li-its are much higher which is another factor of risk for an insurance company.

Consumers can find it frustrating to consider all of these criteria, especially if you or your circumstances put you in an unfavorable light in the eyes of the insurance company. Your tactic then should be to change the things that you can and never ever lie to your insurance company. If you are dishonest with your insurance company regarding any of the questions they ask you, you can be denied insurance altogether. That may be the least of your problems as this is technically insurance fraud, which is a punishable offense.

YOUR WORK - Although unusual, if you use your motorcycle for any business activities, you will have to disclose this to the insurance company. Business use of a motorcycle will most certainly cause and increase in your insurance rates. If using a motorcycle to conduct business is a choice rather than a necessity, consider an alternate mode of transportation in order to save money on your insurance premiums.

TYPE MOTORCYCLE -  The type of motorcycle you own will also play a factor in your insurance rates. Motorcycles designed for speed and performance are clearly more dangerous than commuter style motorcycles or cruising motorcycles. Accordingly, they will have a higher rate.

Modifications is also a factor in insurance rates, can be for speed or for looks. If the modifications are for performance, and you have made you motorcycle faster. Modifications are for style and looks,  can also increase  insurance rates because motorcycle is worth more and their payment to you to repair the motorcycle will be more in the event of an accident.

These suggestions will help to make you a more favorable candidate for insurance companies. Consulting with professional insurance agents and brokers for advice on the best insurer for your situation will be by far the best step you can take to lower your premiums. - by Tom Carolan.

New Acura Nsx 2011

Another thing a majority awaits for the final release of a new sports luxury car. The Advanced Sports Car Concept was reinforced mainly to launch Acura’s recently open design center in Pasadena, California. The parent company Honda wanted their premium brands to have a separate visual identity; this is what made them open two separate studios and talent demos the weird Advanced Sports Sedan Concept and the ASCC.. While Acura says the ASCC design assumes a front-mounted V10 engine and all-wheel drive, the construct was only a “pushmobile” with no running gear, so a production model could end up being entirely different.

 Acura Nsx

Indeed, despite the “Sports Car” moniker, the concept’s size, shape and position suggest a high-speed luxury coupe, non a driving-focused machine like the original NSX with its jackanapes aluminum spaceframe, revvy amidship V6 and Chevrolet Corvette.

On the other hand, racy newcomers from two homeland rivals–the just-released 2008 Nissan GT-R and Toyota’s high-power 2009 Lexus sports coupe–are doubtlessly goading Honda to respond. Honda may find it easy being green, but it still wants to be seen as a performance power second to none.

There’s also the question of whether Honda would take the trouble of building the Advanced Sports Car Concept and then do nothing with it. Sure, most concept designs go no further than an auto-show turntable, but Honda isn’t known for indulging in dead-end ego trips.

Since that time, there has been a definite decline in aggressive automotive design at Honda/Acura that has hardly been filled by the likes of the S2000.  So it is easy to get excited about news that the NEW NSX is being put through testing at the Nurburgring in Germany in preparation of a tentative 2011 release.  With so much success in its past, and so many changes planned for the future, the biggest question may be how much “NSX-ness” is left?

Kawasaki Ninja ZX12R

With the Kawasaki ZX12R Ninja, Kawasaki plunged into the high-performance sportbike war raging among the Japanese motorcycle manufacturers. The Ninja’s liquid-cooled, 1199cc DOHC, 16-valve 4-cylinder engine generates a peak power of 178 bhp at 10500 rpm.

The Kawasaki Ninja’s revolutionary all-aluminium monocoque frame and cast steering swingarm pivot areas realise an extremely stiff structure and contribute to the bike’s superb high-speed stability and supersport handling performance.

Kawasaki ZX12R Ninja,

The ZX12R’s wind-tunnel designed fairing was developed with help from Kawasaki’s aircraft division and the redesigned upper cowl has a shorter nose for improved aerodynamics and a sportier look.

In honour of an agreement reached among Japanese manufacturers, starting with 2001 models, Kawasaki introduced speed limiters in the ZX-12R to reduce the bike’s top speed to 300 km/h.
Kawasaki ZX12R Ninja Technical SpecificationsEngine Four-stroke, DOHC, inline four
Displacement 1,198cc
Starting Electric
Bore x stroke 83.0 x 55.4mm
Compression ratio 12.2:1
Cooling Liquid
Carburetion Fuel injection with 46mm throttle bodies and sub throttles
Ignition Digital
Transmission Six-speed
Frame Aluminum monocoque
Rake / trail 23.5° / 3.9 in.
Suspension (front) 43mm inverted hydraulic telescopic fork with adjustable compression and rebound damping, adjustable spring preload
Suspension ( rear) UNI-TRAK® system with single shock, adjustable compression and rebound damping, adjustable ride height, and adjustable preload
Wheel el (front) 4.7 in.
Wheel travel (rear) 5.5 in.
Tire (front) 120/70 x 17 tubeless
Tire (rear) 200/50 x 17 tubeless
Front brake 320mm dual hydraulic discs
Rear brake 230 single hydraulic disc
Overall length 82.1 in.
Overall width 29.1 in.
Overall height 47.2 in.
Ground clearance 4.7 in.
Seat height 32.3 in.
Dry weight 463 lbs.
Fuel capacity 5.0 gal.
Wheelbase 57.1 in.

Motorcycles are unique as compared to automobiles due to their incredible speed, and the lack of protection that is afforded to the operator. Most of bigbikers and riders should always first initiative on insuring that they have motorcycle insurance policy. Additionally, many motorcycle owners are younger people with less driving experience. For these reasons, insurance companies are very careful when getting motorcycle insurance quote.

2010 Lexus RX 350

The 2010 Lexus Rx Power and Performance. Lexus RX 350 has a 3.5L V-6 275 HP engine with 6-speed tip auto transmission w/OD, 4.40 axle ratio Axle Ratio 19.2 gal. fuel tank Fuel Tank and finally Stainless steel exhaust with chrome tailpipe finish.

Lexus RX 350

RX 350 has a handling and control unique features like ABS & driveline traction control, Stability control, Front strut suspension, Front anti-roll bar, Coil front springs, Gas-pressurized front shocks, Double wishbone rear suspension, Rear anti-roll bar, Coil rear springs, Gas-pressurized rear shocks, Rack & pinion steering, 4-wheel disc brakes, Front vented disc brakes, 18.0 " silver aluminum wheels, P235/60VR18.0BSW AS tires and a Compact steel spare wheel/tire.

Design and Dimensions - Rear lip spoiler, Body-colored front and rear bumpers, Rear step bumper, Chrome bodyside insert, Black w/chrome surround grille, Clearcoat monotone paint, 80.3 cu.ft. maximum cargo volume Maximum Cargo Volume, 187.8 " exterior length Exterior Length, 74.2 " exterior body width Exterior Width, 66.3 " exterior height Exterior Height, 108 " wheelbase Wheelbase, 64 " front tread Front Tread, 64 " rear tread Rear Tread, 20.0 ' turning radius Turning Radius, 2,000 lbs. towing capacity Max Trailer Weight, .33 drag coefficient Drag Coefficient, 43.1 " front legroom Front Legroom, 37.1 " rear legroom Rear Legroom, 39.1 " front headroom Front Headroom, 37.7 " rear headroom Rear Headroom, 55.5 " front hiproom Front Hiproom, 54.5 " rear hiproom Rear Hiproom, 58.0 " front shoulder room Front Shoulder Room, 57.6 " rear shoulder room Rear Shoulder Room, 100 cu.ft. passenger volume Passenger Volume, 40.0 cu.ft. interior cargo volume Interior Cargo Volume, 80.3 cu.ft. interior cargo volume w/seats folded Interior Cargo Volume w/Seats Folded, Active and Passive Safety, Side impact beams.

Fully automatic headlamps with delay-off, Front fog/driving lights, 4 door curb lights, Illuminated entry, Oil pressure warning, Battery warning, Low oil level warning, Low coolant warning, Key warning, Low fuel warning, Low washer fluid warning, Door ajar warning, Bulb failure warning,Trunk/liftgate ajar warning,
Service interval warning, Low tire pressure warning, Transmission fluid temp warning, 4-wheel anti-lock brakes (ABS), Daytime running lights, Center high mounted stop light, Driver and passenger airbags, Driver side impact airbags, Passenger side impact airbags, Curtain 1st and 2nd row overhead airbags, Occupancy sensor, Driver and passenger knee, Rear side-impact airbag, Front and rear seatbelt pretensioners, Immobilizer, Panic alarm, Tracker system, Security system and finally Emergency "SOS".

The Lexus RX 350 comfort and convenience for all power supports, power remote w/tilt down heated mirrors, dual illuminated visor vanity mirrors, auto-dimming day-night rearview mirror, seating capacity of 5, front bucket seats, center front armrest,driver seat and front passenger seat (8-way power), dual zone front air conditioning, automatic air conditioning, air filter, underseat ducts, AM/FM/Satellite, seek-scan, radio steering wheel controls, 6-disc in-dash mounted CD, MP3 decoder, 9 speakers, radio theft deterrent, concealed diversity antenna, cruise control with steering wheel controls, power with 2 stage unlock door locks, keyfob (all doors) remote keyless entry, power remote fuel flap release, rear child safety door locks, 3 12V DC power outlets, driver foot rest, retained accessory power, HomeLink Wireless Control System, first aid kit, wireless phone connectivity, tachometer, engine temperature gauge, in-dash clock, compass, exterior temperature, trip computer, trip odometer, power telescopic tilt steering wheel, leather steering wheel, power front windows, power rear windows, power rearmost windows, front and rear 1-touch down, deep tinted windows, variable intermittent front windshield wipers, fixed interval rear windshield wiper, sun visor strip and a Rear defroster.

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Motorcycle care and maintenance

Proper care and maintenance on you motorcycle brings you safe on every rides. Right way in maintaining you motorbike less hassle and less costs. Maintenance is the second thought a rider must take into consideration and not taken for granted from insuring the perfect condition likewise with assurance to the journey. Taking care of the vehicle is next to insurance. Some illustrations below should remember to avoid risk in riding which cause into accident.

Engine/transmission oil level - It is important to ensure that the oil level doesn't drop below the minimum marking. An engine in good condition will use very little oil between oil changes. If your bike has an inspection window, check that the oil level is between the MAX and MIN markings.

Before checking the oil level, support the bike upright on level ground to allow the oil level to stabilize.If your bike has a dipstick, note where the oil comes to in relation to the MAX and MIN markings. If the level is too low, remove the filler cap from the top of the crankcase and top up with the specified oil type. Always use motorcycle engine oil - not oil designed for use in car engines.

Steering and suspension - Check that the steering moves smoothly when the handlebars are turned from side to side. Also check that the front and rear suspension operates smoothly when you sit on the bike.

Coolant - The coolant level should not fall unless the system has developed a leak. Locate the coolant reservoir and check that the coolant level is between the two level marks on the reservoir. If necessary top up with a 50/50 mixture of distilled water and antifreeze.

Tyres - The correct tyre pressure is essential on a bike. Always check tyre pressure with the tyres cold - never after riding because the pressure increases when hot. Give the tyre a quick visual check for any damage or wear of the tread.

Use a tyre pressure gauge to measure the pressure in each tyre, compare this with the specified pressure (usually on a label attached to the chainguard or rear mudguard) and use a pump to increase the pressure if necessary.

Lights and horn - Check that all lights, brake lights and turn signals work. Check that the horn works - you never know when you might need it!

Brakes - Check the brakes regularly. Their application must be firm and they must be fully applied without the lever (front) or pedal (rear) reaching its full travel. They must also free off completely when the lever or pedal is released and allow the wheels to turn freely without drag. Check the fluid level of hydraulic brakes by viewing the level in relation to the lines on the master cylinder reservoir. If it is below the LOWER line, top up the fluid. Use the fluid type marked on the reservoir cap (usually DOT 4) and top up to the level line inside the reservoir.

Drive chain - Most bikes have chain drive to the rear wheel. It is important that the chain is well lubricated and does not have too much freeplay.  If the chain looks dry give it a quick squirt of aerosol chain lube. If the chain looks too slack adjust its tension as soon as possible.

Why Stay Insured?

Most people saying that you do not need insurance are CLEARLY wrong. If you live in the US, insurance is required on every single vehicle operated on the road. If you buy a car, the state will expect you to have it insured the second you drive it off the lot. The dealer likely won't lift a finger to help you get it insured, because he doesn't care one way or another if it is... he's already got his money, so whatever you do with it after you drive it off the lot is your concern, not his.

But, you will not want to be driving home and get stopped by a policeman who ask for your license and proof of insurance. If you can't provide either (or both), you will likely need to stand in front of a judge and prove that you had both at the time the policeman stopped you, and that will be difficult if you didn't bother to get it insured beforehand.

Why Stay insured: In UK new penalties for motor vehicles without insurance. 

Young Drivers Car Insurance, for Learner and New Drivers
We recommend you get as many quotes as you can to make sure you get the right insurance for your circumstances.

Did you know? You must have a valid insurance certificate covering you for third party liability. Before driving any vehicle, make sure that it has cover for your use or that your own insurance gives you adequate cover. You MUST NOT drive a vehicle without insurance.

Car insurance, much like navel fluff, is dull but unavoidable. Don't be a 'blithering idiot', don't leave home without it. Plod will not look favourably upon you if you do.

What will happen if your vehicle doesn't have insurance

From the end of June 2011 Insurance Advisory Letters (IAL) will be issued by the Motor Insurers' Bureau to the registered keepers of uninsured vehicles. This will be following a check of the Motor Insurance Database (MID) - the UK's central record of vehicle insurance. The IAL will advise the registered keeper that their vehicle appears to have no insurance and what actions to take to avoid receiving a fixed penalty from DVLA.

If a vehicle does not have insurance, the registered keeper could:
receive a fixed penalty of £100
have their vehicle wheel-clamped, impounded, or destroyed
face a court prosecution, with a possible maximum fine of £1000

Payment of a penalty does not replace the need for motor insurance.

Types of Car Insurance

Third Party:
This is the most basic insurance type, and is the minimum coverage that allows you to drive legally. Any damage you do to a ‘third party’, ie someone or something that is NOT YOU or YOUR CAR is covered, but for a pittance extra you can get Third Party Fire and Theft (see below). All other policies retain this Third Party component as their basis.
Third Party Fire and Theft:
Third Party Fire and Theft (TPFT) is the basic insurance package favoured by younger learner drivers on their first or second provisional licence, and people who prefer not to pay for fully comprehensive insurance. You are – obviously – insured for ‘Fire’ and ‘Theft’, ie if your car ‘catches’ fire or is stolen. Third Party means that your passengers are covered, and any people, property or cars that you might hit are also covered. Your car is NOT covered. Either are YOU. TPFT is the cheapest way of building up your No Claims Bonus before changing over to the significantly more expensive ‘fully comprehensive’.
Fully Comprehensive Insurance:
This is the ultimate in insurance, adding you and your car to the TPFT package. Thus Fully Comprehensive Insurance (FCI), or "full comp" is also more expensive. Having a full driving licence (and having it for more than two years) helps keep premiums down.

Why is Car Insurance for New Drivers so expensive?
Insurance companies know that new drivers are a bigger insurance risk than any other motoring group and here are the facts to prove it:-

As a new driver, you are more likely to have an accident in the first year after passing your test than at any other time in your motoring career.
Per mile of driving, the risk of an accident involving injury or death is about seven times greater for 17-20 years old than for those aged 40 or over.
Drivers under 21 are involved in 15% of all accident deaths.
New drivers make up just 10% of licence holders, but are involved in 29% of accidents.

Because of these factors insurance premiums are very high for the new driver. However there are ways to cut your insurance premium
Follow these TEN tips to reduce your premium. by

TIP ONE
Young and newly qualified drivers can boost their no-claims bonus by taking an additional test called2passPass Plus. Some companies will credit people who have passed Pass Plus with an extra year's no claims bonus. Companies who offer a discount for Pass Plus include Admiral, AGF, Churchill, Co-operative, Direct Line, Eagle Star, Ecclesiastical, General Accident, Guardian, Highway Motor Policies at Lloyd's, Norwich Union, Pearl, Privilege and Royal SunAlliance. Always check to see if your own insurance offers a Pass Plus discount.

Example Case
Ray age 18, passed his test six months ago and wants to buy his first car. His age and lack of experience are likely to go against him when he's looking for insurance.
To help bring the costs down, Ray could take his Pass Plus exam. Although this would cost him around £100, he could easily save more than that on his first year's insurance alone.
How much could Ray save? It would normally cost Ray £1700 for fully comprehensive cover on his 1992 Ford Escort 1.4 LX. By taking the Pass Plus test, Ray could reduce this to £1500, a saving of £200.

TIP TWO
Drivers who don't have full no-claims bonus can build their bonus up quicker with a policy from some companies called Bonus Accelerator. This policy runs for 10 months rather than the usual 12. At the end of those 10 months, provided no "fault" claims have been made, you get a full year's no claims bonus. So, somebody starting out with zero no-claims can build up to the maximum five years no-claims bonus in just four years.
Be Careful if you choose this scheme You usually have to stay with the same insurance company throughout, in order to build up your maximum no-claims bonus. Companies don't usually allow you to carry a 10 months policy over from one company to another, so please check before you sign up for this type of scheme.

TIP THREE
Buy a smaller-engined car.
If insuring your prospective car is proving too expensive, consider buying a car with a smaller engine. Remember that buying a cheaper car will not make a huge difference to your premiums.
If you or your spouse buy a second car, you may be able to get an introductory bonus on the new car. This means that your insurer may give you the same no-claims bonus on the second car as you have on the first, provided you insure both cars with the same company. It is best to check this with your insurer first because not all companies offer this facility, and the conditions for introductory bonus vary between companies.
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TIP FOUR
Taking a higher Voluntary excess ( The amount of money you have to pay the insurance company if you have to make a claim) than the standard £100 could give you a substantial discount on their premium.

TIP FIVE
Declare your mileage! Telling your insurer how many miles you do, especially if it is below average, they do in a year, and simply let the salesperson plug in an average of, say, 12,000 miles. That's 230 miles a week. If you do less than that, you could be missing out on potential savings by not letting your insurer know.

TIP SIX
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Similarly, if you don't use your car to travel to work, let your insurer know. You may be paying for cover you don't need.

TIP SEVEN
If you have access to a garage or driveway at night, use them. Using off street parking, rather than leaving your car on the street will attract a discount with most insurers.

TIP EIGHT
Insurers prefer prevention rather than claims, so vehicles fitted with an engine immobiliser or alarm may qualify for a discount. The devices which qualify for a discount vary from insurer to insurer, so make sure you check before getting any device fitted.

TIP NINE
If your a man consider becoming a woman:-)
Women can often get cheaper car insurance than their male counterparts.
Why is this?, especially when guys often moan about ‘women’ drivers. The answer is that statistically speaking women are seen as better drivers. Although male drivers often find this hard to believe, the facts are derived from the collection of claims data over several years - decades in fact by car insurance companies.
However, despite the fact that women are statistically seen as better drivers, they generally have the same number of accidents as men. It is the severity of the accident that is very different between the sexes. Typically an insurance company has to pay out a lot more to fix a car when a man has had an accident - the car has to be extensively repaired or even written off. Women’s accidents tend to require less repair because their accidents are often caused by bumping into somebody, reversing into the garage - that type of thing.

TIP TEN
Insurance providers Go and get a on-line quotation from the 2pass Insurance Providers
2pass has a vast panel of car insurance providers specializing in all areas of the car insurance market. See our selection of the major UK insurers we work with who will help you find the most competitive insurance. moneysupermarket.com offer a price comparison service that will allow you to 2passcompare car insurance quotes easily and simply as well.

Toyota Celica Sports Car

Toyota Celica is another one of the best selling sports cars in the market. Where developed and produced by the famous car company Toyota Motors. Its production began way back in 1976 and the latest in its production line was its 2006 release. It is a vehicle powered by the all powerful four cylinder engines.

The initial models featured a rear wheel drive but ever since the 1986 release, it has been converted into a front wheel one. The Celica was available in different forms, namely as a notchback, as a lifeback and as a convertible.



The Toyota Celica already has seven generations since its 1st release. It has been distributed in Japan, Europe, Asia and the United States, mostly in North America. It features a power engine in the form of four cylinder types and a luxurious interior.

Toyota also boasts of its durability and fuel saving features. It has undergone much necessary technological advancement in its style, engine and chassis making it a car that every automobile enthusiast may want to own. Price Range for Used Toyota Celica: $4000-16000 basically depends on peak seasons, condition and year. Buying a car should be accompanied by Auto Insurance, no worry quote online is already available.

Estimated MPG for Toyota Celica: 21 City/25 Hwy
Available Trims: GT, GTS, ST

Toyota Celica GT interior